Non-PRO Homework / test English to French Marketing Finance (general) credit cards

From:

"Company X will:

- carry out credit checks with credit reference agencies by disclosing the information provided by you to such agencies, who will retain records of such checks, which records may be used by other organisations in assessing applications from you and members of your household for credit or other facilities and for preventing fraud and tracing debtors;..."

J'ai trouvé "vérifier la [degré de] solvabilité" et "demander des renseignements [auprès de la centrale des crédits (ZEK)]" mais reste incertaine...

Grand merci!