1. " What is an Incurral Period?

The Incurral Period is the period of time (30 days) within which a Covered Complication must occur and be treated in a Hospital, ER, or an Accredited Surgery Center in order for Benefits to be paid.

When does my 30 day Incurral Period begin?

The 30 day Incurral Period begins immediately following the administration of general anesthesia or intravenous sedation in preparation of a Covered Procedure. "

source : http://www.cosmetassure.com/Shared/FAQ

2. "AMERICAN NATIONAL LIFE INSURANCE COMPANY OF TEXAS
WE, AMERICAN NATIONAL LIFE INSURANCE COMPANY OF TEXAS
BY THIS TREATY OF EXCESS LOSS REINSURANCEagree to pay the Excess Loss Reinsurance benefits provided herein upon receipt of satisfactory written proof of loss with respect to the reinsured Employer named above, insofar as such loss relates to the self-insured Plan established by the Employer.

EXPENSE INCURRAL PERIOD, as shown in the Schedule, means the period of time during which an expense covered under Your Plan must be incurred by a Covered Person to count as a Covered Benefit under this Treaty. The Schedule may include an additional Run-In Expense Incurral Period preceding the start of the Treaty Period. An expense is incurred on the date the service, treatment, supply, or facility is provided. "

Source :http://www.usbins.net/PDF/ANTEX Treaty.pdf



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Note added at 42 mins (2011-05-15 09:48:39 GMT)
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Définitions du terme "période de couverture " ou de son synonyme "durée de couverture " :

1. " Durée de la garantie : période définie au contrat et correspondant à la durée de couverture du risque pour lequel le contrat a été souscrit. Ne correspond pas toujours avec la durée du contrat. "

source : http://www.acam-france.fr/glossaire/#assurance

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Note added at 47 mins (2011-05-15 09:53:31 GMT)
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2. " Ainsi, par exemple, lors du passage vers une
compagnie appliquant le principe du ″fait générateur″,
en venant d’un autre système, il
conviendra le cas échéant de payer une prime
d’antériorité afin de couvrir des sinistres qui
pourraient survenir pendant la durée de couverture
de ce nouvel assureur, mais dont le fait
générateur tomberait sous la couverture de l’assureur
précédent. En effet, ce dernier refusera
son intervention si la survenance a lieu en dehors
de la période de couverture de sa police."

source : " ASSURANCE DE LA
RESPONSABILITE CIVILE
PROFESSIONNELLE MEDICALE:
SYSTEMES D’ASSURANCE ET
COUVERTURE DE LA POSTERIORITE "

www.ophthalmologia.be/download.php?dof_id=203