Glossary entry (derived from question below)
French term or phrase:
commissions de mouvement
English translation:
account activity charge
French term
reliable & excellent
Native in: Arabic 
Works in: Arabic to English, Arabic to French, English to Arabic, and 3 more.
commissions de mouvement
Et voilà le contexte: "
Mon banquier prélève des commissions de mouvement sur mon compte – est-ce normal ?
La commission de mouvement est une commission calculée sur le montant total des opérations de débit enregistrées sur un compte indépendamment du solde débiteur ou créditeur de celui-ci. Elle répercute le coût généré par les mouvements débiteurs de capitaux sur le compte. Elle s’applique sur les comptes professionnels et entre dans la catégorie des commissions de gestion.
| 3 +4 | account activity charge |
Marco Solinas
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| 3 +5 | account turnover fee |
Rob Grayson
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| 4 +1 | transaction commission / fee |
Conor McAuley
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| 4 | Transaction fee or bank charges |
Manoj Chauhan
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Non-PRO (2): Yvonne Gallagher, Rachel Fell
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Proposed translations
Accurate, professional translations
Native in: English , Italian
Works in: Italian to English, French to English
account activity charge
| agree |
Adrian MM.
: Good ref. and this is what it was called - in 'offshore English' - at the bank I used to work at.
4 hrs
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| agree |
ph-b (X)
: Not my field, so just out of interest: is your "account activity" the same as opérations de débit in the ST? I thought "account transactions" (Termium) is both "in and out" (so to speak!), not just "out"./As RG points out, source term not specific.
15 hrs
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| agree |
Rob Grayson
: This is a decent solution, yes.
15 hrs
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| agree |
AllegroTrans
20 hrs
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India
For Globalization Words Matter a Lot..!
Native in: English
Works in: French to English, Spanish to English, Spanish to French, and 1 more.
Transaction fee or bank charges
https://www.linternaute.fr/dictionnaire/fr/definition/commis...
| neutral |
Rob Grayson
: "Bank charges" is too vague and "transaction fee" is incorrect
1 hr
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| neutral |
AllegroTrans
: too vague
1 day 12 hrs
|
United Kingdom
account turnover fee
A transaction fee is either a fixed or a percentage charge that is charged in respect of an individual transaction (hence its name). Conversely, the description provided here makes clear that the commission de mouvement is calculated on the total value of debit transactions over the period in question – i.e. the debit turnover through the account.
I suggest "account turnover fee", which I suggest has three benefits: (i) readers are unlikely to confuse it with a plain vanilla transaction fee; (ii) it's reasonably self-explanatory; and (iii) a Google search suggests at least some real-world usage.
| agree |
writeaway
17 mins
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| agree |
Francois Boye
50 mins
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| agree |
AllegroTrans
: Yes, good descriptive translation but I wonder if there is another industry term
3 hrs
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Not that I know of, and I worked in banking for over a decade, most of it in the business sector.
|
|
| agree |
Rachel Fell
3 hrs
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| neutral |
Adrian MM.
: Not very impressive refs. In the USA, account turnover rmeans 'turning over' a receivable to a debt collection agency for recovery: https://www.cnbc.com/select/what-to-do-if-your-debt-goes-to-... //Your categoric answer still misses the US trap.
9 hrs
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Well, since I'm not interested in "impressing" anyone, that's fine by me. And I see nothing in your link suggesting that the specific term "account turnover" means what you say it does in the US. // Um, where did I say my answer was "categoric"?
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| agree |
ph-b (X)
: Not my field, so just out of interest: is your "turnover" the same as opérations de débit in the ST? I thought "turnover" was both "in and out" (so to speak!), not just "out". Why not your own "debit turnover fee"?/Agree source term is not specific
20 hrs
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Strictly speaking it would be "debit turnover"; I'm not sure whether the term itself needs to be that specific. // The source term *is* specific ("calculée sur le montant total des opérations de débit") – I'm not sure the EN version needs to be.
|
France
Excellence, Expertise & Experience
Native in: English (Variants: Irish, British, Wales / Welsh, UK, Scottish)
Works in: French to English, English
transaction commission / fee
Transaction is both a countable and a non-countable noun, your choice.
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Note added at 13 mins (2020-12-18 13:08:29 GMT)
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It sounds like the commission is maybe charged monthly, quarterly or annually, so you could include one of those words too.
I suppose the difference between commission and fee is that the former is calculated on a percentage basis, whereas the latter is a fixed fee, say €1 per transaction.
Frais = fees
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Note added at 15 mins (2020-12-18 13:10:28 GMT)
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CORRECTION: commission is both a countable and a non-countable noun, your choice.
Since the text doesn't say "frais", put commission in English.
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Note added at 1 hr (2020-12-18 14:37:13 GMT)
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Monthly/quarterly/annual volume-based debit transaction commission
Now I'm just making things up...or being creative, given that there doesn't appear to be an equivalent in English-speaking cultures, for an obvious reason.
And to answer the question "est-ce normal ?", no it isn't.
| neutral |
Rob Grayson
: It's not a transaction fee. Transaction fees relate to specific transactions.
1 hr
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| agree |
SafeTex
: I don't see any difference between individual and total transactions here. If the fee is for e.g. 5% on individual or total transactions, the result will be the same
18 hrs
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Thanks SafeTex!
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Discussion
As they are only applied on debit transactions, I do wonder if it should be "debit" or "outgoing" transaction fees?