The start of an answer is here, "plans" covers a range of savings schemes:

"les ***comptes espèces*** de plans d’épargne en actions (PEA), de plans d’épargne retraite (PER), de plans d’épargne salariale."

See section 3 here:

http://avcparcours1combattant.over-blog.com/2019/06/banques-...


Next, an official translation (I am not aware of a UK or US equivalent):

Guarantee for accounts in case of a bank failure. - FGDRhttps://www.garantiedesdepots.fr › I-have-savings-and-...
Sep 2, 2020 — All other savings and other accounts and savings schemes ... Livret Jeune savings accounts;; ***cash accounts associated with an equity savings*** ..


It's another matter whether you could call ("rename", in fact) such accounts current accounts or savings accounts, the categories we generally use in Ireland and the UK at least...

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Note added at 4 hrs (2021-06-24 14:21:29 GMT)
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Here's that second link in full:

https://www.garantiedesdepots.fr/de/node/22

Page down to

"PRODUCTS COVERED BY THE DEPOSIT GUARANTEE SCHEME"

On the right-hand side of the page:

"All other savings and other accounts and savings schemes denominated in euros or in a government currency:

- current accounts, demand deposit accounts or term accounts;
- home savings accounts and savings plans (CEL, PEL, PEP, etc.);
- Livret Jeune savings accounts;
- ***cash accounts associated with*** an equity ***savings scheme (PEA), a pension ***savings scheme (PER), an ***employee savings scheme, or equivalent opened at a banking institution;
- bank cheque issued and not cashed;
- total net balance of factoring transactions."

The translation is fairly good.


More involved explanations:

https://www.investopedia.com/terms/c/cashaccount.asp

https://www.labanquepostale.fr/particulier/mbp/faq/compte-es...