Glossary entry

French term or phrase:

propriétaires du capital social

English translation:

owners of the bank's stock / bank's shareholders

Added to glossary by Conor McAuley
Jul 26, 2022 11:54
1 yr ago
44 viewers *
French term

propriétaires du capital social

French to English Bus/Financial Finance (general) Sentences for AI learning about a bank
C'est une banque qui est présente sur les douze départements du ****** qui a huit cent soixante-huit mille clients dont trois cent trente-cinq mille sont propriétaires du capital social de la banque puisqu'on est une banque coopérative ou mutualiste.
Change log

Aug 3, 2022 00:40: Conor McAuley Created KOG entry

Votes to reclassify question as PRO/non-PRO:

Non-PRO (2): Jennifer White, Yvonne Gallagher

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Discussion

Daryo Jul 28, 2022:
Christmas coming early? .. for turkeys?
philgoddard Jul 26, 2022:
I'm tempted to give a silly answer just to confuse the AI. How about "bicycles"?
Rob Grayson Jul 26, 2022:
@Peter In other words, turkeys voting for Christmas.
Peter Shortall Jul 26, 2022:
I see, thank you for your answer.
Verity Roat (asker) Jul 26, 2022:
The latter I believe.
Peter Shortall Jul 26, 2022:
AI learning When you say "sentences for AI learning about...", do you mean that AI is learning about the bank, or that your translation will be used to train AI so that it can translate?

Proposed translations

+5
13 mins
French term (edited): propriétaires du capital social de la banque
Selected

owners of the bank's stock

This is always a good, reliable resource:

"*Who owns a mutual bank*?
A mutual savings bank is owned by its depositors. A mutual holding company, meanwhile, is created when a mutual company (such as a mutual savings bank or mutual insurance company) converts to a parent company. For owners of the original mutual company, it typically means exchanging mutual rights for ***stock*** ownership.

Mutual Savings Bank (MSB) Definition - Investopediahttps://www.investopedia.com › terms › mutual-savings-b

https://www.investopedia.com/terms/m/mutual-savings-bank.asp

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Note added at 1 day 1 hr (2022-07-27 13:31:48 GMT)
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Note: "own the bank's stock" actually, to fit into your sentence nicely.

I'm surprised none of my colleagues spotted that little mistake.
Peer comment(s):

agree Barbara Cochran, MFA : I prefer this option, because it specifically refers to the actual kind of entity/institution that the source text mentions.
1 hr
Thanks Barbara!
agree Anastasia Kalantzi
6 hrs
Thanks Anastasia!
agree philgoddard : Just "shareholders" would do.
7 hrs
Thanks Phil!
agree AllegroTrans : With Phil: shareholders or stockholders
1 day 8 mins
Thanks Chris! See comment above, to Meridy.
agree Meridy Lippoldt : I agree with Phil that shareholders is what is meant.
79 days
Thanks Meridy! I think "stock" is more American really. I don't know if the target is US or UK EN.
Something went wrong...
4 KudoZ points awarded for this answer.
+2
8 hrs
French term (edited): propriétaires du capital social de la banque

bank stockholders

Not entirely the same as Conor's answer, so CL / confidence levl downgraded in deference.

The full UK title of 'capital social', as every A1 student of (UK) company (US) corporate & partnership law ought to know from their grave study of Topham & Ivamy 'from my day', Gower or Butterworths, is 'Equity Share Capital'.
Example sentence:

Prior to the Reorganization Transactions, the Bank Stockholders were collectively considered to be related parties of the Company.

Peer comment(s):

agree FPC
3 days 18 hrs
Grazie, merci and thanks, FPC.
agree AllegroTrans
7 days
Something went wrong...
2 days 5 hrs

owners of the bank's social capital

According to Bourdieu, social capital is the aggregate of the actual or potential resources which are linked to possession of a durable network of more or less institutionalized relationships of mutual acquaintance and recognition – or in other words, to membership in a group– which provides each of its members with the backing of the collectivity-owned capital, a ‘credential’ which entitles them to credit, in the various senses of the word.
Example sentence:

https://www.marxists.org/reference/subject/philosophy/works/fr/bourdieu-forms-capital.htm

Peer comment(s):

neutral AllegroTrans : Never heard of "social capital" used in UK finance/law; never heard of Bourdieu; this is not a philosophy question
2 days 19 hrs
Something went wrong...
-1
6 hrs

social fund shareholders

The term 'social fund' could be somewhat misleading, since at one time a social fund would be money laid aside for various purposes for the benefits of a community.
In this question the proprietors or the owners of capital seem to be a section of the customers within a bank. The figures state that of the 868 000 customers at the bank, 335 000 of them are shareholders or owners of financial capital. Therefore the bank is owned on a basis of mutuality and it's cooperative.
It's about a fund within a society, which in the question, is a bank or a business company, rather than a society or a community of people or families in a city or a town.


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Note added at 6 hrs (2022-07-26 18:21:39 GMT)
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FR:
On pense à un fond social, ce qui peut être un peu ambigüe. Une fois un fond social serait de l'argent réservé pour les fins du bien d'une communauté.
Dans cette question, les propriétaires d'un capital sont un grand groupe des clients d'une banque. Les chiffres expliquent que des 868 000 clients de la banque, 335 000 parmi eux sont des actionnaires ou des propriétaires d'un capital financier. La banque, donc, est possédée d'une mutualité et elle est coopérative.
Il s'agit d'un fond dedans une société, ce qui, dans cette question est une banque ou une entreprise, plus qu'une société ou une communauté des voisins ou des familles d'une ville.

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Note added at 6 days (2022-08-01 20:06:34 GMT)
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https://www.inclusionlondon.org.uk/training-and-events/infor...
The above reference explains that social investment funds are generally open to voluntary, community and social enterprise organizations.
https://www.investopedia.com/terms/s/socialcapital.asp
The following reference explains that social capital is a positive product of human interaction. It also denotes positive contributions to an organization's success, respect among employees and enhanced company performance.
Both the references are relevant to the source of facts about investments and investors or shareholders in a bank or a social fund of which shareholders are active in an enterprise.

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Note added at 6 days (2022-08-01 20:15:30 GMT)
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FR:
Des fonds d'investissement social sont ouverts aux entreprises volontaires, communitaires et sociales.
Le capital social est un produit positif de l'intéraction humaine. Il s'agit des contributions positives au succès d'une organisation du respect parmi les employés, leurs résultâts ou leurs réussites élévées.
Les deux références sont pertiinentes aux investissments et aux actionnaires d'une banque ou des fonds sociales dont des actionnaires participent dans une entreprise.

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Note added at 6 days (2022-08-01 20:24:16 GMT)
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Dans ce cas, le mot, 'social' décrit un fond qui est à une société ou une entreprise.
Something went wrong...

Reference comments

40 mins
Reference:

Definition first

Le capital social correspond au montant total des biens ou valeurs (sommes d'argent, parts sociales ou actions d'autres sociétés, immeubles, fonds de commerce, marques, brevets...) « apportés » à une société.

En effet, en contrepartie du montant ou des biens qu'il a engagé dans la société, donc en contrepartie de son apport, chaque apporteur se voit attribuer des parts sociales ou des actions, ce qui lui confère la qualité d'associé (s'il s'agit de parts sociales) ou d'actionnaire (s'il s'agit d'actions) de la société. Le capital social, somme de ces apports, est ainsi réparti entre les associés ou les actionnaires de la société.

Bon à savoir : les associés (titulaires de parts sociales) ou les actionnaires (titulaires d'actions) sont les premiers créanciers de la société, puisque celle-ci doit en théorie leur rembourser leurs apports lors de sa dissolution. Cependant, en pratique, ces « créanciers particuliers » que sont les associés ou les actionnaires sont en quelque sorte des créanciers de dernier rang : ils seront les derniers à être remboursés, après tout autre créancier externe, si la société a des dettes à rembourser.

https://www.infogreffe.fr/informations-et-dossiers-entrepris...

Le capital social est une somme apportée par les associés ou les actionnaires dans une société. Le capital social est fixé à la création et son montant minimum est de 1€ à l'exception des sociétés anonymes où le minimum est de 37 000€. Toutefois, ce capital peut être augmenté ou diminué au fil des années. Cette somme ne peut pas être restituée aux associés sauf en cas de dissolution de la société.

https://www.l-expert-comptable.com/a/530008-le-role-du-capit...
Peer comments on this reference comment:

agree Anastasia Kalantzi
21 hrs
tx
neutral Daryo : In fact this "société" is not a bank - it's more akin to a building society (as in: "une banque coopérative ou mutualiste"). Not quite the same?
1 day 12 hrs
But if it issues shares/stocks to its customers then they are its shareholders/stockholders, right?
Something went wrong...
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