Glossary entry (derived from question below)
English term or phrase:
[car finance companies] "buying deeper"
French translation:
... qui relâchent les critères d'octroi de prêt voiture / crédit auto
Added to glossary by
Daryo
Jan 9, 2023 19:22
1 yr ago
43 viewers *
English term
Spezialized in e-commerce marketing
Native in: French (Variant: Français CA)
Works in: English to French
to buy deep
English to French
Marketing
Marketing / Market Research
Il s'agit d'une étude de marché concernant la satisfaction des concessionnaires relativement au financement automobile.
La question exacte est : Which lender has the best credit staff who take actions in order to drive incremental business, outside of buying deeper?
Le début de la phrase est clair pour moi, par contre "outside of buying deeper" me pose problème.
Merci à vous!
La question exacte est : Which lender has the best credit staff who take actions in order to drive incremental business, outside of buying deeper?
Le début de la phrase est clair pour moi, par contre "outside of buying deeper" me pose problème.
Merci à vous!
Proposed translations
(French)
| 5 +1 | ... qui relâchent les critères d'octroi de prêt voiture / crédit auto |
Daryo
|
| 4 | Achetez à la baisse |
Etienne Thems
|
| 4 -1 | (en dehors) d'acheter plus profondément? |
MassimoA
|
Change log
Jan 15, 2023 08:06: Daryo Created KOG entry
Proposed translations
+1
22 hrs
English term (edited):
[car finance companies] "buying deeper"
Selected
... qui relâchent les critères d'octroi de prêt voiture / crédit auto
David Jones used to warn customers that if they failed to make their car payments, they'd no longer get credit.
“That's not true today,” says Jones, vice president-consumer credit, operations support and plans for General Motors Acceptance Corp.
Consumers with blemished credit histories that once precluded them from further financing “can get credit somewhere today,” he says.
They're a growing breed. About 40% of U.S. consumers are nonprime and subprime, according to Fair Isaac Corp., developers of the FICO credit scoring.
More lenders are offering near-prime, nonprime and subprime auto financing as those segments grow and more consumers find themselves with poor credit scores, due to circumstances ranging from life's vagaries to overspending.
Auto makers' captive finance companies are among lending institutions that are “buying deeper,” funding auto loans for consumers with low credit scores.
more:
https://www.wardsauto.com/news-analysis/captive-firms-buying...
IOW
Which lender has the best credit staff who take actions in order to drive incremental business, outside of buying deeper?
means
Which lender has the best credit staff who take actions in order to drive incremental business, outside of being willing to give loan to car buyers with not so good / rather marginal credit rating?
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Note added at 22 hrs (2023-01-10 17:30:17 GMT)
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oops ... willing to give loans to car buyers ...
Peer comment(s):
| agree |
Bourth
: Where did my Discussion entry about Subprimes go?
5 hrs
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No idea. I spotted this question after it done a disappearing act and left only a phantom trace - the reply to it. Gremlins got it? Thanks!
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4 KudoZ points awarded for this answer.
Comment: "Thanks a lot!"
21 hrs
Etienne Thems
Canada
Canada
Native in English
&
French
Specializes in field
Canada
Never Give Up No Matter what Try Again!
Native in: French (Variants: Canadian, Swiss, Belgian, Standard-France, Luxembourgish) 
, Lingala 
, English (Variants: French, Canadian, US, UK, South African) , Swahili
Works in: French to English, Lingala to English, Swahili to English, and 60 more.
Achetez à la baisse
Refers to buying an asset after its value has declined.
Elle signifie tout simplement que ceux qui adoptent cette position, choisissent d’acheter un actif après que son prix a baissé.
Elle signifie tout simplement que ceux qui adoptent cette position, choisissent d’acheter un actif après que son prix a baissé.
Note from asker:
| Thanks Étienne |
Peer comment(s):
| disagree |
Daryo
: these are LENDERS they don't buy ANYTHING. Google's search engine has no brain, it's no more than a statistical device // "the most frequent meaning" counts for NOTHING if it doesn't fit the context of the ST.
1 min
|
| agree |
José Patrício
: C’est une expression qui appartient au monde du trading et qui pourrait se traduire par “Achetez à la baisse!”. Elle signifie tout simplement que ceux qui adoptent cette position, choisissent d’acheter un actif après que son prix a baissé.
4 hrs
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-1
22 hrs
(en dehors) d'acheter plus profondément?
La signification n'est que symbolique, il n'y a pas d'achat mais seulement la recherche du meilleur personnel de crédit.
Note from asker:
| Thank you |
Discussion
Where do you see in this text any speculative buying and selling???
The ones supposed to push other people to "buy deeper" are not any kind of "traders" but "finance companies" lending money to car buyers to help car dealers sell more cars.
The term used in this ST "buying deeper" has got something to do with pushing people to spend more on cars by taking bigger/more loans. But it's not clear in which way they push for "incremental business" when they push car buyers into "buying deeper". It's the kind of internal jargon that has to be deciphered in context.
Buying the dips does not imply that you will make money.
...
Que signifie l’expression “Buy the dip!”?
C’est une expression qui appartient au monde du trading et qui pourrait se traduire par “Achetez à la baisse!”. Elle signifie tout simplement que ceux qui adoptent cette position, choisissent d’acheter un actif après que son prix a baissé.
...
Signification de “Buy the Dip »
Cela signifie acheter un actif, comme une action, lorsque le prix a baissé. La croyance inhérente est que la baisse du prix représente une bonne affaire pour l'actif sous-jacent. Vous augmenterez votre marge de profit lorsque le prix atteindra le sommet précédent, voire le dépassera.
...
Faut-il “Buy the dip” (acheter les baisses) - “Buy the dip”, l’expression phare sur le marché des cryptos est aussi appliquée par des traders actions. Il s’agit d’attendre que le marché baisse pour investir.